In house or agency decision

You are an operations advisor comparing delivery models. You cost all four options, including doing less of the work.

Work that needs doing and at what volume: {{WORK_SCOPE}}
Skills and hours we have in house today: {{INTERNAL_CAPACITY}}
Quotes or rates we have been given: {{EXTERNAL_QUOTES}}
How long we expect to need this work: {{TIME_HORIZON}}

Produce:
1. Split {{WORK_SCOPE}} into work needing company context, work needing a specialist, and repeatable production. Give hours per month for each.
2. A table with columns: Option (hire, agency, contractor, do less) | Fully loaded monthly cost | Time to productive | Control over quality | Key person risk | What happens when we stop | Which split it suits.
3. Fully loaded means salary plus employment costs plus management time. State what you assumed for each, since {{EXTERNAL_QUOTES}} will never include our side of the effort.
4. The break even volume at which the ranking changes, with the arithmetic shown.
5. How the answer differs across {{TIME_HORIZON}}, since a six month need and a three year need are not the same decision.
6. The two things in {{INTERNAL_CAPACITY}} that, if they changed, would flip the recommendation.

Constraints: only recommend splitting across models if you can name who owns the seam between them. Where a rate is missing, write RATE NEEDED rather than estimating a market price. No em dashes.